Thinking about buying a boat? You’re not alone. But before you sign that loan or start browsing used listings, here’s what you need to know.

We’ve broken down the real costs of ownership—and how they stack up against joining Nautical Boat Club®.

The Cost of Owning a Boat (Even a Used One)

Let’s say you buy a modest used boat for $45,000. Here’s what else you can expect:

• Insurance: $1,000–$2,500/year
• Storage & Slip Fees: $2,000–$5,000/year
• Maintenance & Repairs: $1,500–$3,000/year
• Depreciation: 10–15% annually
• Gear & Registration: $1,000–$2,000/year
• Cleaning & Prep Time: Several hours/month

And that’s if everything goes smoothly.

The Cost of Nautical Membership

Your membership includes everything you need—boat, gear, fuel options, staff support, and even water toys.

• No slip fees
• No maintenance or cleaning
• No surprise repairs
• No winterization or dry storage
• No insurance paperwork

And yes—you can boat every week.

The Break-Even Test

A recent family calculated their “cost per use” on their old boat: $920 per outing.

After joining Nautical? $90–$130 per outing—and it’s a better boat with better service.

The Lifestyle Difference

When you own:

• You manage, tow, clean, fix, and pay
• You’re tied to one lake or marina
• You might avoid using it due to hassle

When you join:

• You show up and go
• You explore new waters
• You use it more, not less

Ownership Isn’t Wrong—But It Isn’t Easy

For some, owning a boat is the dream. But for most, the dream is the lifestyle.

And there’s a smarter way to live it.

Want the lifestyle without the loan? Book a tour today.

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